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The money question
How much can you make on Steppa?
The honest headline: you are not making money in expectation. You are betting that you finish when other people don’t. Sixteen settled house cards, transcribed 16 August 2026, are the numbers behind that sentence.
The short answer, in dollars
On 16 house challenges (7,141 entries, 5,536 finishers):
- If you finished, you took home 1.07× to 1.69× your buy-in. Median finish was about 77%, which on a 100%-to-winners pool is about 1.30×.
- If you missed a day, you took home $0. Your stake stayed in the pool.
- Before you know whether you’ll finish, expected value on the stake was 85 cents per dollar on every card that took 15% from the pool, and about $1.00 on cards where the fee dropped to 0%.
That last line is the one lifestyle roundups skip. Win rate does not change the average on a 15% card. It only changes how the remaining 85% is split among finishers. The platform keeps 15% either way.
What “a good week” actually looked like
| Challenge | Buy-in | Win rate | If you finished |
|---|---|---|---|
| Locked In | $32.49 | 59.2% | 1.69× |
| Go hard for 75 days in a row | $75.00 | 53.6% | 1.59× |
| Easy Street | $31.23 | 67.8% | 1.47× |
| High Rollers 4 | $105.01 | 89.6% | 1.12× |
| 1 Day, 25k | $35.16 | 93.1% | 1.07× |
Five of sixteen, chosen to show the range. Full table and methodology: house challenge results.
The easy cards paid almost nothing extra. 1 Day, 25k finished at 93.1% and paid 1.07×. You walked 25,000 steps, you took the risk of a sick day, and you made a few dollars. That is an accountability week, not a payday.
What a $70 week looks like
The Weekly Split is $70 for 7 days at 9,000 steps. Under the up-front model (100% of the pool to finishers, fees on top):
- If 90% finish, each winner takes about $77.77 (1.11×).
- If 67% finish, about $105.00 (1.50×). That is the band we tune for.
- If 50% finish, about $140.00 (2.00×). Half the room lost $70.
Work any pool and headcount on the payout calculator. Pool size drops out. Finish rate is the deal.
Fees sit on top of that, not inside it
On a new public card created on or after 18 June 2026, your stake goes into the prize pool. A processing fee (shown in the app) and, on public challenges, a creator fee sit on top. I set ours at 5% of the stake: $3.50 on $70. You pay those whether you finish or not. Finishers still split 100% of the pool.
Older cards created before that date could take 15% from the pool. Six of the sixteen house cards in our sample did. Those all started before 18 June 2026. Go hard for 75 days ended in August and still settled at 15%, because the model is fixed at creation.
Is it worth it?
Only if you can actually walk the goal, and only if losing the stake would be annoying rather than a problem. Public “earnings” in this category are tens of dollars, not rent. If you need the $70, don’t stake it.